Professor Anthony Saunders is John M. Schiff Professor of Finance at the Stern School of Business, New York University (NYU). He holds a Ph.D. from the London School of Economics. He has taught at NYU since 1978, specializing in courses related to financial institutions. He was research advisor at the Federal Reserve Bank of Philadelphia from 1984-1989 and is an academic consultant to the Federal Reserve Board of Governors. He has also held visiting positions at the Comptroller of the Currency and the International Monetary Fund. He is the Editor of the Journal of Financial Markets, Institutions and Instruments, and the Journal of Banking and Finance, as well as an Associate Editor of six other journals. His research has been published in all the major finance journals, and he has recently published a book on Modern Financial Institutions for Irwin publishers.

Siew Kien Sia is a Lecturer with Strategy and Information Systems at Nanyang Technological University. He is a certified public accountant and a certified information systems auditor. He obtained his Master of Information Systems from the University of Queensland (Australia) and his Ph.D (Business) from the Nanyang Technological University. His research interests are in the fields of information systems auditing and business process reengineering. His work has been published in both local and international journals.

Sam K. Steffensen holds an M.A. in Socio-Technological Planning and a Ph.D. from University of Copenhagen in Denmark and from Kyushu University in Japan. He is Assistant Professor at the Asian Research Center of the Copenhagen Business School, but is presently based as an invited fellowship researcher at the Institute of Socio-Information and Communication Studies (ISICS), University of Tokyo. His current research focuses on information network businesses, the cyber economy, and new entrepreneurial cultures in Japan. His professional experiences include several years as a consulting director with Ernst & Young and numerous international consulting assignments undertaken as a private business consultant and service provider. He is advisor to a number of Japanese new-business organizations, mentor to the Japan Market Entry Competition program, and board member of the Asia-Pacific Business Club of Denmark.

Dr. Fredric William Swierczek is currently an Associate Professor at the School of Management, Asian Institute of Technology in Bangkok, Thailand. For several years, he has been a Visiting Professor at the Paris Graduate School of Management (ESCP) and the European School of Management (EAP) in Paris, France. He is the author of numerous publications on cross-cultural management, leadership styles, joint-venture, and scientific parks in Asia.

Dr. Chin-Tiong Tan recently joined the new Singapore Management University as Distinguished Professor and Deputy Provost. Previously he was a Professor of Marketing and Director of Continuing Education at the National University of Singapore. He received his Ph.D. from Pennsylvania State University. He taught at Pennsylvania State and the University of the Pacific, and has been a Visiting Professor at the Helsinki School of Economics and the University of Witwatersrand (Johannesburg, South Africa) and a Visiting Scholar at Stanford. Dr. Tan, active in management development and consulting, designs and teaches in programs around the world. He has lectured throughout Asia, the US, Europe, Australia and South Africa. He is currently Academic Advisor to Singapore Airlines' Management Development Centre, acts as strategic advisor to several other firms, and sits on the Board of Directors of two companies. He is immediate Past President of the Marketing Institute of Singapore, and is Director of the Board of the Asia-Pacific Federation of Marketing and the World Marketing Federation. He is co-author of Marketing Management: An Asian Perspective and Cases in Marketing Management and Strategy: An Asia-Pacific Perspective (both Prentice Hall); The New Asian Emperors: The Overseas Chinese, their Strategies and Competitive Advantages (Butterworth-Heinemann). He has published in the Journal of Consumer Research; European Journal of Marketing; International Marketing Review; International Journal of Bank Marketing; Journal of International Business Studies; International Journal of Marketing; Marketing and Psychology; Research in Marketing; and Marketing Intelligence and Planning, among others.

Tan Kong Yam, BA (Hons) 1979 Princeton University; MA 1983, PhD 1984 Stanford University, is currently Associate Professor and Head of the Department of Business Policy at the National University of Singapore (NUS). Prior to joining NUS, he worked at the Hoover Institution, World Bank, the Monetary Authority of Singapore, and was the Director of Research at the Ministry of Trade and Industry in Singapore. His research interests are in international trade and finance, growth and development in the Asia Pacific region and economic reforms in China. He has published in major international journals including American Economic Review, Long Range Planning, Australian Journal of Management, etc., on economic and business issues in the Asia Pacific region. He has consulted for many organizations including Citibank, IBM, ATT, BP, Samsung, Bank of China, Ikea and Mobil, etc. He was a board member of the Central Provident Fund Board from 1984 to 1996. Currently, he is Chief Editor of the Asia Pacific Journal of Management.

Dr. Mun-Heng Toh is an Associate Professor in the Department of Business Policy at the National University of Singapore. He obtained his doctoral degree in Economics and Econometrics from the University of London, London School of Economics. His research interests and publications are in the areas of econometric modeling, input-output analysis, international trade and investment, human-resource development, and, household economics and development strategies of emerging economies in the Asia Pacific. He has co-authored and edited several books such as The Economics of Education and Manpower Development: Issues and Policies in Singapore; Economic Impact of the Withdrawal of the GSP on Singapore; Challenge and Response: Thirty years of the Economic Development Board; Public Policies in Singapore: A Decade of Changes; and, ASEAN Growth Triangles. Dr. Toh has been engaged as consultant in various economic projects sponsored by agencies in the private and public sectors. These include the United Nations Economic and Social Commission for Asia Pacific (UNESCAP), United Nations Organization, Asian Development Bank, ASEAN Secretariat, Singapore Contractor's Association, Port of Singapore Authority, Singapore Telecom, Singapore Tourist Promotion Board, Ministry of Health (Singapore), and the Ministry of Trade and Industry (Singapore).

Dr. Truong Quang is a Visiting Faculty of International Business, human resource management, and organizational behavior and change at the School of Management, Asian Institute of Technology in Bangkok, Thailand. He is also a Visiting Professor at Thammasat International Institute of Technology and NIDA in Thailand, ENAG in Laos, and Europa-Institut in Zaarbrucken, Germany. Before taking up academic career, he worked with IBM-Netherlands and Europe for 15 years in strategy development function. He is the author of several publications on the development process in Vietnam